
In any event, each unit owner shall have the duty of causing there to be placed underneath such floor covering, so as to be beneath such floor covering and the concrete slab, generally accepted and approved materials for diminution of noise and sound, so that the flooring shall be adequately soundproof. Unless expressly permitted in writing by the Association, no floor covering shall be installed in the units other than any carpeting or other floor covering installed by the Developer. The declaration of condominium prohibited:Ī unit owner from altering, modifying or replacing the interior of a unit without the prior consent of the Association’s Board of Directors.Īnother provision specifically applicable to flooring captioned “noise” stated: 3d DCA, January 25, 2017).Īt issue was the enforcement of two restrictions. Wednesday the Third District Court of Appeals narrowed two significant defenses to enforcement actions, selective enforcement and waiver/estoppel in Laguna Tropical, a Condominium Association, Inc. New Decision: Selective enforcement-Flooring (Laguna Tropical the v. New Decision: Mortgage Lien (Heartwood II v. Statements and comments made are not those of The Florida Bar or the RPPTL Section Real Property, Probate and Trust Law Section of The Florida BarĪbout Florida’s Largest Substantive Law Section! In the same regard, if the deed was not sufficient, then the foreclosure action should not have been allowed proceed without naming the owner of property.įlorida Bar Board Certified Real Estate Attorneyįlorida Supreme Court Certified Mediator: Civil Circuit Court & Civil County Court In this instance the name of the condominium and the unit was present together with the street address which might have been a sufficient identification of the property thus, alleviating the need to reform. Normally, the test is whether the deed provides sufficient identification of the property. Interestingly, the appellate court did not address whether the deed is adequate. The lender at its option could pursue the reformation action. The result was that the matter was remanded, not just for further proceedings, but for entry of a judgment of foreclosure. The ultimate bottom line was that as Dori acknowledged ownership and there was no dispute that the mortgage contained the proper legal description, the mortgage was valid.
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The lender’s unopposed motion for leave to amend to add the deed’s grantor was denied because the case was set for trial the following month. Dori answered admitting that he owned the property, and not raising any affirmative defense concerning the deed’s legal description. The lender’s complaint sought to foreclosure the mortgage and to reform the deed’s legal description. The court also surmised that the mortgage has the correct legal description because the mortgage was created by the lender. The deed likely was created by copying the legal description from the title commitment which was created before the declaration of condominium was recorded. The mortgage contained the proper legal description, including the recording book and page numbers missing from the deed, and including the same street address. The same date Dori obtain the deed, he executed the mortgage for unit which is the subject of the foreclosure action. This Commitment will be endorsed at the time of the recordation of the Declaration of Condominium to complete the legal description. Unit 918, Mirador 1200, a Condominium, together with an undivided interest in the common elements, according to the Declaration of Condominium thereof, as recorded in Official Records Book, Page, of the Public Records of Miami-Dade County. The legal description in the deed to Dori stated as a legal description: The deed would make a title underwriter cry. Dori and a mortgage from him to the lender. Two instruments were involved a deed to Mr.


The trial court dismissed the lender’s mortgage foreclosure action and reformation action. Whether a mortgage with a correct legal description can be foreclosed if the deed to the mortgagor/borrower contained a defective legal description was at issue and Heartwood II. Safe Harbour - Melissa Gilbert stars in this film adaptation of Danielle Steel's bestselling novel, in which a young girl named Pip and her mother meet an artist on the beach in Safe Harbour, where they have retreated in order to recover from the devastating loss of Pip's father and brother.New Decision: Validity of Amended Covenants (Van Loan v.

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